Fisqus Capital

What is Fisqus Capital

Fisqus prepares small and mid-market businesses to gain access to capital in a streamlined manner. We offer our experience and skills to small and medium businesses providing them with high quality advice and ongoing efficiency.

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Our value proposition

Our aim is to leverage our wealth of experience and skills to streamline the process between parties so that economic momentum is sustained.

We operate in an emerging market economy defined by continuing political and economic uncertainty. Growth is driven by the small and mid-market business segments. It is crucial that entrepreneurs and businesses that have the capacity and intent to drive economic growth have timely access to advice and capital.  

Business Financing

We can help you raise funds from sources that are suitable for the long-term success of your business. When considering financing options, your choices and the implementation may impact the viability of future business plans.

Fisqus uses its relationships with local banks, commercial finance companies, insurance companies and development finance agencies to help clients successfully execute refinancing, capital expenditure, acquisition financings and project financing.

We use our experience in structuring and negotiating financings, to advise clients across a range of debt instruments, including:

  • Secured and unsecured senior credit facilities
  • Asset based loans
  • Term loans
  • Mezzanine and subordinated debt
  • Acquisition debt

Project Financing

We offer support to project sponsors during the development of projects to a bankable stage, by marketing those projects to investors and financiers to raise the capital required for successful execution.

We enable you to move your project through its life cycle and up the value curve from conceptualisation to financial close by applying skills such as financial analysis, commercial negotiating and project management. This is a complex process involving multiple stakeholders.

Business Financing

We can help you raise funds from sources that are suitable for the long-term success of your business. When considering financing options, your choices and the implementation may impact the viability of future business plans.

Fisqus uses its relationships with local banks, commercial finance companies, insurance companies and development finance agencies to help clients successfully execute refinancing, capital expenditure, acquisition financings and project financing.

We use our experience in structuring and negotiating financings, to advise clients across a range of debt instruments, including:

  • Secured and unsecured senior credit facilities
  • Asset based loans
  • Term loans
  • Mezzanine and subordinated debt
  • Acquisition debt

Project Financing

We offer support to project sponsors during the development of projects to a bankable stage, by marketing those projects to investors and financiers to raise the capital required for successful execution.

We enable you to move your project through its life cycle and up the value curve from conceptualisation to financial close by applying skills such as financial analysis, commercial negotiating and project management. This is a complex process involving multiple stakeholders.

Debt Advisory

We help clients negotiate with various types of lenders including traditional banks and finance companies through to institutional investors and subordinated debt funds.

We provide our clients with independent financial advice including:

  • Assessing the alternatives and solutions for long term financings
  • Negotiating refinancing’s with existing bank groups
  • Negotiating and placing bridge financing

Exit Planning​

Whether you are a sole shareholder or a middle market company seeking to divest of a division, a well-defined and well executed exit plan makes a material difference to the sale of a company or a division.

As part of your exit plan, our discussion will involve:

  • Business Assessment
  • Financial Goal Analysis
  • Situation Analysis
  • Business Valuation
  • Deal Structure
  • Tax consequences
  • Action Plan

Debt Advisory

We help clients negotiate with various types of lenders including traditional banks and finance companies through to institutional investors and subordinated debt funds.

We provide our clients with independent financial advice including:

  • Assessing the alternatives and solutions for long term financings
  • Negotiating refinancing’s with existing bank groups
  • Negotiating and placing bridge financing

Exit Planning​

Whether you are a sole shareholder or a middle market company seeking to divest of a division, a well-defined and well executed exit plan makes a material difference to the sale of a company or a division.

As part of your exit plan, our discussion will involve:

  • Business Assessment
  • Financial Goal Analysis
  • Situation Analysis
  • Business Valuation
  • Deal Structure
  • Tax consequences
  • Action Plan

Selling your business

You have become an expert in running your business. You only get one chance to sell your business. The consequences of your business sale will likely have a major impact on your future. A poorly structured deal can have a material impact. Let us assist you in selling it.

When you sell your business or merge your company or a division you are getting involved in a very important business decision. You need the right advisors to help you. We have specific processes in place to prepare your business and directly outbound market it to parties we identify as strategic acquisition candidates.

Our success is aligned with yours; therefore, we only take engagements when we are confident we can sell your company and achieve your goals. If the time is not right to sell your company and achieve your target price, we’ll let you know.

Our team will help you to:

  • Maximize your selling price
  • Minimize your time in the process
  • Minimize exposure to competitors, employees, customers and vendors
  • Decrease your closing risks
  • Increase your potential buyer candidates
  • Maximize cash at closing
  • Understand and realize your post-closing goals

Buying a business

Acquiring a business that is aligned to a part of your business strategy is a way to achieve accelerated growth from your business. Businesses routinely look to supplement their standalone organic growth strategy with targeted acquisitions.

To realise the benefits of an acquisition you will need to evaluate the business accordingly.

We will do this for you by:

  • Conducting analysis and research to ensure that it is a well-run, profitable operation.
  • Gaining an understanding as to why the current owner is selling. It is a change in strategy or a decline in demand, an increase in competition, or that most of the business’ equipment will need to be replaced in the next year?
  • Ascertain how much capital is necessary for inventory, overheads and insuring accounts receivable.
  • Identify how you determine a fair purchase price and what financing terms meet your down payment requirements and company cash flow needs whilst still producing an appropriate return on your investment?

There are many facets involved in evaluating a business for purchase and we offer the experience and support that you need for a successful acquisition.

Selling your business

You have become an expert in running your business. You only get one chance to sell your business. The consequences of your business sale will likely have a major impact on your future. A poorly structured deal can have a material impact. Let us assist you in selling it.

When you sell your business or merge your company or a division you are getting involved in a very important business decision. You need the right advisors to help you. We have specific processes in place to prepare your business and directly outbound market it to parties we identify as strategic acquisition candidates.

Our success is aligned with yours; therefore, we only take engagements when we are confident we can sell your company and achieve your goals. If the time is not right to sell your company and achieve your target price, we’ll let you know.

Our team will help you to:

  • Maximize your selling price
  • Minimize your time in the process
  • Minimize exposure to competitors, employees, customers and vendors
  • Decrease your closing risks
  • Increase your potential buyer candidates
  • Maximize cash at closing
  • Understand and realize your post-closing goals

Buying a business

Acquiring a business that is aligned to a part of your business strategy is a way to achieve accelerated growth from your business. Businesses routinely look to supplement their standalone organic growth strategy with targeted acquisitions.

To realise the benefits of an acquisition you will need to evaluate the business accordingly.

We will do this for you by:

  • Conducting analysis and research to ensure that it is a well-run, profitable operation.
  • Gaining an understanding as to why the current owner is selling. It is a change in strategy or a decline in demand, an increase in competition, or that most of the business’ equipment will need to be replaced in the next year?
  • Ascertain how much capital is necessary for inventory, overheads and insuring accounts receivable.
  • Identify how you determine a fair purchase price and what financing terms meet your down payment requirements and company cash flow needs whilst still producing an appropriate return on your investment?

There are many facets involved in evaluating a business for purchase and we offer the experience and support that you need for a successful acquisition.

Valuations

What is your business worth? One of the most important steps in selling a business is pricing it correctly. While there are many areas that a professional business valuator will evaluate, cash flow and risk are the two important factors.

There are several ways to determine what another party would be willing to pay for your business; a formal independent business valuation is a good start. Ultimately, the right approach will depend on the size and complexity of the business, the type of business, and the intended buyers of the business.

Due Diligence

Due diligence is a must when buying a business. Due diligence involves evaluating a business from all aspects before making a decision.   It is performed to primarily protect the purchaser, in uncovering potential liabilities and financial matters and to make sure all significant risks are appropriately identified.

Throughout the due diligence process we take note of discrepancies between what is reported and what is actually going on. We ask lots of questions; until we get satisfactory answers.

Although the subjects involved in the due diligence may change based on the situation, most of the time the due diligence process includes examining the following:

  • General company information
  • Legal matters
  • Organisational structure
  • Products and services
  • Marketing and competitor information
  • Operations
  • Financial matters

Valuations

What is your business worth? One of the most important steps in selling a business is pricing it correctly. While there are many areas that a professional business valuator will evaluate, cash flow and risk are the two important factors.

There are several ways to determine what another party would be willing to pay for your business; a formal independent business valuation is a good start. Ultimately, the right approach will depend on the size and complexity of the business, the type of business, and the intended buyers of the business.

Due Diligence

Due diligence is a must when buying a business. Due diligence involves evaluating a business from all aspects before making a decision.   It is performed to primarily protect the purchaser, in uncovering potential liabilities and financial matters and to make sure all significant risks are appropriately identified.

Throughout the due diligence process we take note of discrepancies between what is reported and what is actually going on. We ask lots of questions; until we get satisfactory answers.

Although the subjects involved in the due diligence may change based on the situation, most of the time the due diligence process includes examining the following:

  • General company information
  • Legal matters
  • Organisational structure
  • Products and services
  • Marketing and competitor information
  • Operations
  • Financial matters

Looking for to join our team then,

Get in touch.